For licensed final expense agents

Exclusive inbound final expense calls. You only pay once the call passes the buffer.

Seniors 50 to 80 calling in about coverage, routed straight to your soft phone. Never shared or resold. Every call is recorded so you can listen back. Pick your states, and turn calls on and off when you want.

$97/mo software $250 starting wallet Calls from $27
Why BlackStar

You got licensed to sell, not to chase people who never pick up.

Aged leads that do not answer. Cold calls that burn your whole morning. Vendors that promise quality and send you people who thought the call was free.

BlackStar flips it. Seniors aged 50 to 80 with an active checking account call in asking about final expense coverage. The call rings in your soft phone, the caller is already talking about coverage, and you only pay once the call passes the billable buffer.

The old way
BlackStar
Dialing aged lists all day
Seniors call you
Shared leads, five agents per name
Exclusive, one agent per call
Pay for every lead, good or bad
Pay only past the billable buffer
No idea what happened on the call
Every call recorded, listen back anytime
Fixed schedules and minimums
Go online when you want, stop when you want
The calls

Pick the calls that fit how you sell.

Select one campaign or several. You take one call at a time and each call bills at its own campaign rate. The buffer is how long a caller has to stay on the line before the call counts.

Under the buffer

The call costs you nothing. Hang ups and quick wrong numbers are never billed.

Past the buffer

The call is billed at its campaign rate, paid from your wallet.

Billed a bad call?

Wrong number, caller outside 50 to 80, or no active checking account: dispute it in the portal within 7 days. Approved disputes come back as wallet credit.

All callers originate from paid advertising and have called in requesting information. Some calls may be pre screened to keep intent high. Wallet loads and the monthly software fee are final and not refunded in cash. Full rules in the Terms of Service.

How it works on your side

Built so you only pay for real conversations.

1:1

Exclusive calls

Every call goes to one agent. Never shared, never resold.

50 to 80

Caller age range

Seniors with an active checking account asking about final expense.

100%

Calls recorded

Listen back to every call in your call log. Coach yourself on real conversations.

On / Off

Your schedule

Go online when you want to take calls. Stop when you are done for the day.

The software

Your calls, your numbers, one screen.

Calls ring straight into the BlackStar agent portal through a built in soft phone. No dialer to set up, no forwarding, nothing to install.

BlackStar agent portal dashboard showing spend, calls, close rate and campaign pricing

Built in soft phone

Click to go online and calls land right in your browser.

Only your licensed states

Select the states you are licensed in and only get calls from there.

Live performance

Spend, calls, close rate, AP written and ROI, updated in real time.

Call recordings

Every call saved in your call log so you can listen back.

Script and AI training

A final expense script plus AI role play to sharpen your close.

Prepaid wallet

Load your wallet by card. You stay in control of every dollar spent.

Getting started

From sign up to your first call.

Create your account

Sign up in the agent portal and verify your ID.

Pick your states

Select every state you are licensed in and the campaigns you want.

Load your wallet

Add call credit by card. Calls are paid from your wallet.

Go online

Hit go live and start taking inbound calls on your soft phone.

Software access$97/mo
Minimum wallet load$250
Start Taking Calls →

Judge us on 20 calls, not 3.

$250 covers about four social calls. Nobody can tell anything from four calls. Final expense on the phone is a numbers game, so plan for at least 20 calls before you decide, and load your wallet for that. We will never promise you income. What we do promise: calls that are exclusive to you, and you only pay once a call passes the buffer.

From our call supply

Real calls, real conversations.

Real numbers from the call supply that feeds BlackStar. Names and numbers are blurred.

Recorded final expense inbound calls, several longer than an hour
Recorded final expense inbound callsSeveral conversations running past an hour.
Call duration log with connected calls between 15 and 54 minutes
Connected calls from 15 to 54 minutesA slice of a call duration log.
Call log showing which calls were billable and which were not
Only pay for billable callsHang ups, dead air and wrong numbers under the buffer show as not billable.
Two weeks: 113 calls, 36 billable, 8 conversions
Two weeks: 113 calls, 36 billable, 8 policies closed.9 to 22 October 2026, with $11,520.24 in annual premium written.
One day: 22 calls, 8 billable, 4 conversions
One day: 22 calls, 8 billable, 4 policies closed.9 October 2026, with $4,260 in annual premium written.
Two days: 26 calls, 9 billable, 5 conversions
Two days: 26 calls, 9 billable, 5 policies closed.9 and 10 October 2026, with $6,096 in annual premium written.
One day: 4 calls, 1 billable, 1 conversion
One day: 4 calls, 1 billable, 1 policy closed.10 October 2026, with $1,836 in annual premium written.
One day: 8 calls, 3 billable, 1 conversion
One day: 8 calls, 3 billable, 1 policy closed.21 October 2026, with $3,612.24 in annual premium written.
Summary: 46 calls, 15 billable, 4 conversions
46 calls, 15 billable, 4 policies closed.$877 spent on calls, with $4,260 in annual premium written.

Results from BlackStar agents between 9 and 22 October 2026. Results vary by agent and are not typical or guaranteed.

Who this is for

We do not work with everyone.

Inbound calls reward agents who can close on the phone and give the data enough calls to show up.

A great fit

  • Licensed final expense agents who sell by phone
  • Agencies and IMOs looking to feed calls to their team
  • Agents already producing who want more at bats without dialing
  • Anyone ready to take enough calls to judge on real numbers

Not a fit

  • Agents who are not licensed yet
  • Anyone judging the results on two or three calls
  • Agents without the budget to keep a wallet loaded
  • Anyone looking for free leads
Questions

What agents ask before they start.

What does it cost to get started?

Software access is $97 a month. You load at least $250 into your call wallet to start. Calls are then paid per call from your wallet at the rate of the campaign they came from, from $27 for raw calls up to $75 for premium.

How much should I load to start?

The minimum is $250, which covers about four social calls. That is not enough to judge anything. Plan for at least 20 calls before you decide whether inbound calls work for you, and load your wallet for that.

When does a call count as billable?

Only once the caller stays on the line past the campaign's buffer: 55 seconds for premium, 80 seconds for live transfer and Spanish, 85 seconds for social final expense and 10 seconds for raw. Shorter calls cost you nothing.

What if I get a bad call?

Ask about age and a checking account early. If the caller is a wrong number, outside the 50 to 80 age range or has no active checking account, end the call before the buffer and you pay nothing. If one gets billed anyway, dispute it in the portal within 7 days. Approved disputes come back as wallet credit, not cash.

Are the calls shared with other agents?

No. Every call is exclusive and goes to one agent only.

Where do the calls come from?

From paid advertising on social media and TV. Callers dial in themselves asking about final expense coverage. Consent records are kept and calls are handled in line with TCPA rules.

Which states do you cover?

Calls run nationwide, except New York. You only receive calls from the states you select as licensed in the portal.

Can I choose my hours?

Yes. Go online in the portal whenever you want to take calls and go offline when you are done. There is no fixed schedule and no daily minimum.

Why BlackStar over other call vendors?

Exclusive calls, a buffer on every campaign so you only pay for real conversations, recordings of every call and a direct line to the owner. You are not a ticket number here.

Ready

Your phone should be ringing, not dialing.

Three quick questions, then pick a time for your walkthrough. We will answer your questions and get you set up live, taking calls.

Question 1 of 3

Are you an active, licensed final expense agent?

How much are you ready to invest in inbound calls this week?

Barring a real emergency, will you pick a time on the next page and show up on time?

You qualify. A few details, then pick your time.

You only fill this in once. Your details carry over to the calendar.

Enter your first name.
Enter your last name.
Enter a valid email address.
Enter a valid US phone number.
List at least one state.
Pick one.

BlackStar Leads · 177 Huntridge Pvt, Ottawa, ON K1V 9J3, Canada · Email: [email protected]

© 2026 BlackStar Leads. All rights reserved.

BlackStar Leads sells inbound phone calls to licensed insurance agents. We are not an insurance company and do not sell insurance to consumers. Agents are responsible for holding a valid license in every state they take calls from. Calls shown are samples from our call supply. We do not guarantee any income or number of sales.

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